Anthem Blue Cross OTC Benefits 2026: Everything You Need to Know
Anthem Provides Generous OTC Benefits
Anthem Blue Cross Blue Shield (now part of Elevance Health) offers Medicare Advantage plans with OTC benefits ranging from $50 to $175+ per quarter. With a strong presence across many states, Anthem plans are popular choices for seniors.
Benefit Amounts
- Varies by plan tier: Higher-tier Anthem plans generally offer larger OTC benefits. Check your plan documents for your specific quarterly amount
- Use it or lose it: Like most carriers, Anthem OTC benefits do not roll over between quarters. Spend your full allowance each period
Shopping Options
- NationsOTC catalog: Many Anthem plans use the NationsOTC platform for online ordering. Create an account, browse eligible products, and order with free home delivery
- In-store shopping: Use your Anthem OTC card at Walmart, CVS, Walgreens, and Rite Aid. Look for OTC-eligible shelf tags
- Phone ordering: Call the number on your OTC card to order by phone. Representatives can help identify eligible products
Anthem-Specific Perks
- Extensive catalog: Anthem typically offers one of the larger OTC product catalogs among carriers, including many brand-name items alongside generics
- SilverSneakers fitness: Many Anthem plans also include SilverSneakers gym membership. Combine fitness with OTC nutrition products for a comprehensive wellness approach
- Combined benefits: Some Anthem plans combine OTC with grocery and utility credits in a single flex card
Tips for Anthem Members
- Register online early: Set up your NationsOTC account as soon as your plan year begins. This ensures you can order immediately when benefits load
- Track your spending: Keep a simple list of what you've ordered each quarter to avoid duplicate purchases and ensure you use your full benefit
- Ask your doctor: Discuss which OTC products would most benefit your health. Your doctor's recommendations can guide your spending toward the most impactful products