OTC Card at Grocery Stores
It depends on your plan. Some Medicare Advantage plans include a Healthy Foods benefit loaded on the same card as your OTC allowance. This is separate from the OTC benefit.
- Plans WITH grocery benefit: UHC Dual Complete, Humana D-SNP, some Anthem D-SNP plans
- Plans WITHOUT grocery: Most standard MA plans only cover OTC health products
What Groceries Are Covered?
If your plan includes a food benefit, eligible items typically include:
- Fresh fruits and vegetables
- Whole grain bread, rice, pasta
- Lean meats and fish
- Dairy products (milk, cheese, eggs)
- Canned vegetables and beans
Junk food, candy, soda, alcohol, and tobacco are never covered.