Building a First Aid Kit with Your Medicare OTC Benefit
Every Home Needs a First Aid Kit
Seniors are at higher risk for falls, cuts, and minor injuries. Having a well-stocked first aid kit at home means you can treat minor injuries immediately and properly. Your OTC benefit covers most first aid supplies.
Wound Care Essentials
- Adhesive bandages: Assorted sizes of Band-Aids for minor cuts and scrapes. Include large bandages for bigger wounds
- Gauze pads and rolls: Sterile gauze for cleaning and covering wounds. 4x4 pads are the most versatile size
- Medical tape: Paper or cloth medical tape to secure gauze and bandages. Hypoallergenic tape is gentler on sensitive skin
- Butterfly closures: Adhesive strips that hold wound edges together for deeper cuts that don't need stitches
Antiseptics and Treatments
- Hydrogen peroxide: For initial wound cleaning. Pour gently over the wound to remove debris
- Antibiotic ointment: Neosporin or generic triple antibiotic ointment to prevent infection. Apply before bandaging
- Alcohol swabs: For cleaning skin around wounds and sterilizing tools. Don't apply directly to open wounds
- Antiseptic spray: Bactine or similar spray for convenient, no-touch wound cleaning
Support and Protection
- Elastic bandage (Ace wrap): For wrapping sprains, strains, and swollen joints. Learn proper wrapping technique
- Cold pack: Instant cold packs that activate when squeezed. Keep 2-3 on hand for sprains and bumps
- Disposable gloves: Nitrile or latex gloves for hygiene when treating wounds
Kit Maintenance
Check your first aid kit every quarter when your OTC benefit resets. Replace used items, check expiration dates on ointments and medications, and restock anything that's running low. Keep your kit in an easy-to-reach location that everyone in the household knows about.