Molina Healthcare Medicare OTC Benefit Guide 2026

Molina Healthcare OTC Benefits

Molina Healthcare Medicare Advantage plans include an OTC benefit through the My Choice card program. This benefit provides a quarterly allowance you can use for over-the-counter health products at participating stores or through an online catalog. Molina focuses on providing accessible healthcare to underserved communities.

My Choice Card

• How it works: Your My Choice card is a prepaid card loaded with your OTC benefit amount each quarter. Use it like a debit card at participating retailers for eligible products
• Quarterly loading: Your benefit amount is loaded onto your card at the beginning of each quarter (January, April, July, October). Unused amounts do not carry over
• Check your balance: Call the number on the back of your My Choice card or log into the Molina member portal to check your remaining balance at any time

Where to Shop

• Walmart: Use your My Choice card at any Walmart pharmacy or health aisle for eligible OTC products. Walmart has the widest selection of eligible products
• CVS Pharmacy: CVS accepts the My Choice card for eligible OTC products. The CVS Health brand offers affordable options that stretch your benefit further
• Walgreens: Walgreens stores accept the My Choice card. Their Well at Walgreens brand products are OTC-eligible and budget-friendly
• Online: Visit the My Benefit Check website to browse and order eligible products for home delivery. Free standard shipping on all orders

Maximizing Your Molina Benefit

• Buy store brands: Generic and store-brand products are equally effective as name brands but cost less, allowing you to get more products with the same benefit amount
• Combine trips: When you go to the pharmacy for prescriptions, bring your My Choice card and pick up OTC products at the same time
• Family caregivers: If you help a Molina member with shopping, you can use their My Choice card on their behalf at participating stores