Medicare OTC Benefit: Skin Care Products for Seniors
Skin Care and Your OTC Benefit
As we age, skin becomes thinner, drier, and more susceptible to damage. Your OTC benefit covers essential skin care products to keep your skin healthy and protected.
Covered Skin Care Items
- Moisturizing lotions — Eucerin, CeraVe, Lubriderm for daily hydration
- Sunscreen — SPF 30+ broad-spectrum protection
- Anti-itch creams — hydrocortisone cream for rashes and itching
- Wound care — antibiotic ointment, bandages, gauze
- Lip balm with SPF — sun protection for lips
- Antifungal creams — for athlete's foot and skin fungal infections
Smart Shopping Strategy
Skin care products are everyday essentials you'll use consistently. Buy larger sizes to maximize your quarterly allowance. A 20oz bottle of CeraVe moisturizer ($16) lasts longer than a 6oz travel size ($8).