Medicare OTC Benefit in South Carolina — 2026 Guide
South Carolina Medicare Advantage Enrollment: ~500K beneficiaries
Top Plans: Humana, UnitedHealthcare, Blue Cross Blue Shield of SC, WellCare, Absolute Total Care
Major Cities: Charleston, Columbia, North Charleston, Mount Pleasant, Rock Hill
Top Plans: Humana, UnitedHealthcare, Blue Cross Blue Shield of SC, WellCare, Absolute Total Care
Major Cities: Charleston, Columbia, North Charleston, Mount Pleasant, Rock Hill
OTC Benefits in South Carolina
South Carolina has seen rapid MA growth, especially along the coastal retirement corridor. Charleston and Myrtle Beach areas have the most competitive plan offerings with generous OTC benefits.
If you're a Medicare Advantage member in South Carolina, your plan likely includes an Over-the-Counter (OTC) benefit that gives you a quarterly allowance to purchase health and wellness products at no extra cost.
Top Medicare Advantage Plans in South Carolina
The most popular MA plans offering OTC benefits in SC include:
- Humana — OTC benefit included in most plans
- UnitedHealthcare — OTC benefit included in most plans
- Blue Cross Blue Shield of SC — OTC benefit included in most plans
- WellCare — OTC benefit included in most plans
- Absolute Total Care — OTC benefit included in most plans
Allowance amounts vary by plan and tier, typically ranging from $40-200+ per quarter.
Where to Use Your OTC Card in South Carolina
- CVS Pharmacy — widely available across South Carolina
- Walgreens — strong presence in urban and suburban areas
- Walmart — great selection and competitive prices
- Dollar General — especially convenient in rural South Carolina
- Online catalogs — OTC Health Solutions, NationsOTC
Q2 2026 Deadline
Your Q2 2026 OTC allowance covers April 1 through June 30. Unused balances do NOT roll over. Plan your purchases early.