Aetna Medicare OTC Card 2026: Complete Benefits Guide

Your Aetna OTC Benefit Explained

Aetna Medicare Advantage plans offer generous OTC benefits that many members don't fully use. This guide covers everything you need to know about your 2026 Aetna OTC card.

Aetna OTC Allowance Amounts

Aetna offers varying OTC allowances depending on your plan tier:

• Aetna Medicare Eagle — $50-75/quarter
• Aetna Medicare Elite — $75-150/quarter
• Aetna Medicare Premier — $100-200/quarter

Check your specific plan documents for your exact quarterly allowance. Amounts reset every quarter and do NOT roll over.

Where to Shop

Aetna partners with several retailers and online catalogs:

• CVS (preferred pharmacy) — use your card at the pharmacy or OTC health section
• Walgreens — accepted at most locations
• NationsOTC online catalog — order from home with free shipping
• Walmart — check plan details for approval

Eligible Product Categories

• Pain relievers and anti-inflammatories
• Vitamins and supplements
• First aid supplies
• Dental care products
• Eye care and reading glasses
• Allergy medications
• Digestive health products
• Skin care and sunscreen

How to Activate Your Aetna OTC Card

1. Your card is usually mailed within 2-3 weeks of enrollment
2. Call the number on the back to activate
3. Some plans automatically activate when you first use it at a store
4. If your card hasn't arrived, call Aetna at 1-800-307-4830