Terms of Service

1. Acceptance of Terms

By accessing or using myotc.co ("the Site"), you agree to be bound by these Terms of Service. The Site is operated by Fortezza LLC (EIN 93-3535372), Miami, FL.

2. Services

MY OTC provides an online platform to help Medicare Advantage beneficiaries browse and order OTC health products covered by their plan's OTC benefit. We facilitate order fulfillment through approved OTC benefit networks.

3. Eligibility

Our services are available to individuals enrolled in a Medicare Advantage plan that includes an OTC benefit, or their authorized representatives/caregivers.

4. Orders & Fulfillment

• All orders are subject to verification of your OTC benefit eligibility and available balance.
• We reserve the right to cancel orders that cannot be verified.
• Shipping is free for all eligible orders.
• Delivery times are typically 5-10 business days.

5. Product Information

All products listed on our site are FDA-approved over-the-counter items. Product descriptions are for informational purposes only and do not constitute medical advice. Always consult your healthcare provider before starting any new supplement or medication.

6. Intellectual Property

All content on this Site — including text, graphics, logos, and software — is the property of Fortezza LLC and protected by copyright law.

7. Disclaimer

MY OTC is an independent OTC benefit fulfillment service. We are not affiliated with, endorsed by, or sponsored by Medicare, CMS, or any specific insurance company. We do not provide medical advice.

8. Limitation of Liability

Fortezza LLC shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services. Our total liability shall not exceed the value of the products ordered.

9. Governing Law

These Terms are governed by the laws of the State of Florida. Any disputes shall be resolved in the courts of Miami-Dade County, FL.

10. Contact

Fortezza LLC
Miami, FL
Phone: 1-866-477-5117
EIN: 93-3535372