How to Use Your OTC Benefit at CVS: Complete Guide
Step-by-step guide to using your Medicare OTC benefit card at CVS Pharmacy. Eligible products, HealthHUB services, and money-saving tips.
Using Your OTC Card at CVS
CVS Pharmacy is one of the most popular places to use your Medicare OTC benefit. With over 9,000 locations nationwide, there's likely a CVS near you.
How to Shop with Your OTC Card at CVS
- Find eligible products: Look for the OTC-eligible shelf tags in the store
- Check your balance: Ask the pharmacist or check your plan's app
- Pay at the register: Swipe your OTC card for eligible items
- Split payment: Non-eligible items can be paid with another card or cash
Most Popular OTC Items at CVS
- CVS Health brand vitamins — high quality at lower prices
- Pain relief: Tylenol, Advil, CVS Health acetaminophen
- Blood pressure monitors — covered by many plans
- Diabetes supplies: Glucose meters, test strips
- First aid kits — great way to use remaining balance
- Sunscreen and skin care — many plans cover SPF products
- Thermometers and pulse oximeters
Save More at CVS: Buy CVS Health store-brand products instead of name brands. They contain the same active ingredients at lower prices, letting you get more with your OTC benefit.
CVS Online OTC Ordering
Some Medicare plans allow you to order OTC products online through CVS.com for home delivery. Check with your plan to see if this option is available.
What CVS Products Are NOT Eligible
- Cosmetics and beauty products
- Food and beverages
- Cleaning supplies
- Prescription medications
- Pet products
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