How to Maximize Your OTC Benefit Before Q2 2026 Ends

Don't Leave Money on the Table

Your Q2 2026 OTC allowance covers April 1 through June 30. Whatever you don't spend disappears — it does NOT roll over to Q3. Here's how to make sure you use every dollar.

Step 1: Know Your Balance

• Call the number on the back of your OTC card
• Log into your plan's member portal
• Check your latest Explanation of Benefits (EOB)

Step 2: Plan Your Purchases

• Essential medications first: Pain relievers, allergy meds, vitamins you take daily
• Monitoring devices: Blood pressure monitor, thermometer, pulse oximeter
• Stock up: Buy 3-month supplies of items you use regularly
• First aid: Refresh your first aid kit (bandages, antiseptic, gauze)

Step 3: Shop Smart

• Compare prices between retailers (Walmart often has lowest prices)
• Buy store brands — they're the same active ingredients at lower cost
• Check online catalogs for items not available in stores
• Shop early in the quarter to avoid end-of-quarter stockouts