Best OTC Products for Cold and Flu Season on Your Medicare Card
Cold and Flu Products on Your OTC Card
During cold and flu season, your Medicare Advantage OTC benefit card can save you significant money on essential medications and supplies. Most plans cover a wide range of over-the-counter cold and flu remedies.
Commonly Covered Products
- Pain and fever relief: Acetaminophen (Tylenol), ibuprofen (Advil), naproxen (Aleve)
- Cough suppressants: Dextromethorphan-based syrups, lozenges, cough drops
- Decongestants: Pseudoephedrine, phenylephrine nasal sprays
- Antihistamines: Diphenhydramine (Benadryl), chlorpheniramine
- Multi-symptom relief: DayQuil, NyQuil, Theraflu
- Thermometers: Digital oral and forehead thermometers
Prevention Products
- Hand sanitizer and antibacterial soap
- Vitamin C and zinc supplements
- Tissues and facial tissue with lotion
- Humidifier filters (some plans)
Tip: Stock up on cold and flu essentials before symptoms hit. Your quarterly allowance resets — use it or lose it.
Check Your OTC Benefit
Find out what products your plan covers and how much you can spend.
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