Seasonal OTC Shopping: What to Buy Each Quarter

Tips   2026-04-11 • 6 min read

Plan Your OTC Shopping by Season

Your OTC allowance resets each quarter. Smart seasonal shopping ensures you use every dollar and always have the right products on hand.

Q1 (January - March): Winter Health

Q2 (April - June): Spring/Summer Prep

Q3 (July - September): Summer Health

Q4 (October - December): Fall/Winter Prep

Remember: Unused balance does NOT roll over. Shop early each quarter!

Check Your OTC Benefit

Find out what products your plan covers and how much you can spend.

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