Seasonal OTC Shopping: What to Buy Each Quarter
Plan Your OTC Shopping by Season
Your OTC allowance resets each quarter. Smart seasonal shopping ensures you use every dollar and always have the right products on hand.
Q1 (January - March): Winter Health
- Cold and flu medications (stock up early)
- Vitamin D supplements (less sunlight exposure)
- Moisturizing lotions for dry winter skin
- Heating pads for muscle and joint pain
Q2 (April - June): Spring/Summer Prep
- Allergy medications (antihistamines, nasal sprays)
- Sunscreen (SPF 30+ broad spectrum)
- Insect repellent
- Eye drops for seasonal allergies
Q3 (July - September): Summer Health
- Hydration supplements (electrolyte packets)
- Sunburn relief (aloe vera gel)
- Anti-itch creams for bug bites
- Extra sunscreen (restock from Q2)
Q4 (October - December): Fall/Winter Prep
- Flu season supplies (thermometer, cold meds)
- Hand sanitizer and antibacterial soap
- Vitamin C and zinc for immune support
- Blood pressure monitor (great holiday gift for yourself)
Remember: Unused balance does NOT roll over. Shop early each quarter!
Check Your OTC Benefit
Find out what products your plan covers and how much you can spend.
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