Summer Health Products You Can Buy With Your OTC Card
Get Summer-Ready With Your OTC Card
Summer brings unique health challenges for seniors — heat, sun exposure, dehydration, and insect bites. Your Medicare OTC benefit card helps you prepare without spending out of pocket.
Sun Protection
- Sunscreen SPF 30-70 — apply every 2 hours when outdoors
- Lip balm with SPF — protects often-forgotten lips
- After-sun aloe vera gel — soothes mild sunburn
Hydration Products
Dehydration risk increases significantly in summer heat:
- Pedialyte/electrolyte packets — restore minerals lost through sweating
- Oral rehydration salts — WHO-formula for serious dehydration risk
- Electrolyte tablets — Nuun, GU, convenient for on-the-go
Insect Protection
- DEET-based repellent (Off!, Cutter) — most effective against mosquitoes
- Picaridin repellent — less greasy alternative to DEET
- After-bite treatment — hydrocortisone cream for itchy bites
- Calamine lotion — soothing relief for multiple bites
Allergy Season Overlap
Summer allergies (grass, mold) overlap with heat season. Stock up on antihistamines and nasal spray using your Q3 OTC allowance that resets July 1.
Heat Safety Products
- Thermometer — monitor for heat exhaustion symptoms
- Cold compresses — instant relief from overheating
- Cooling towels — some plans cover these wellness items
Your Q3 Allowance
Your Q3 OTC allowance resets on July 1. Plan your summer shopping list now so you're ready to order as soon as the new quarter begins.
Check If You Have an OTC Benefit
Many Medicare Advantage members have unused OTC benefits. Find out what your plan covers today.
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