Cigna OTC Benefit: $25-$100/Quarter in Free Products

Your Cigna Medicare Advantage plan includes free health products every quarter. Here's how to use your benefit before it expires.

Your Cigna OTC Allowance

💰 $25-$100 Per Quarter

Cigna Medicare Advantage plans include an OTC allowance for eligible health and wellness products. Cigna partners with OTC Health Solutions for their catalog.

Important: Your allowance resets every quarter and does NOT roll over. Current Q2 deadline: June 30, 2026.

Products Covered by Cigna

💊

Vitamins & minerals

🩹

Topical pain relief

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Antacids

💉

Cough & cold products

🍁

Wound care

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Personal care items

How to Order

Order through the Cigna OTC catalog by phone or online.

With MY OTC, you can skip the catalog and choose a pre-assembled health box tailored to your needs:

Tip: Call 1-866-477-5117 and our AI agent Maria will check your Cigna benefit and help you choose the right box — in English or Spanish.

Frequently Asked Questions

Is the OTC benefit really free?

Yes. It's included in your Cigna Medicare Advantage plan premium. Using it doesn't cost you anything extra.

What happens if I don't use my allowance?

It expires at the end of each quarter. Q2 2026 expires June 30. Use it or lose it.

Can I use my OTC benefit at any store?

You can use it through the Cigna catalog, authorized retailers, or through MY OTC for free home delivery of pre-assembled health boxes.

Check Your Cigna OTC Benefit

See exactly how much you qualify for this quarter.

Check Now — Free

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