Medicare OTC Benefit in Wisconsin — 2026 Guide

OTC Benefits in Wisconsin

Wisconsin's strong regional health systems (Marshfield Clinic, Gundersen) offer competitive MA plans with robust OTC benefits. The state has some of the highest MA satisfaction scores nationally.

If you're a Medicare Advantage member in Wisconsin, your plan likely includes an Over-the-Counter (OTC) benefit that gives you a quarterly allowance to purchase health and wellness products at no extra cost.

Top Medicare Advantage Plans in Wisconsin

The most popular MA plans offering OTC benefits in WI include:

• UnitedHealthcare — OTC benefit included in most plans
• Humana — OTC benefit included in most plans
• Network Health — OTC benefit included in most plans
• Dean Health Plan — OTC benefit included in most plans
• Quartz — OTC benefit included in most plans

Allowance amounts vary by plan and tier, typically ranging from $40-200+ per quarter. Check your specific plan's Summary of Benefits for your exact amount.

Where to Use Your OTC Card in Wisconsin

Major retailers that accept OTC benefit cards in WI:

• CVS Pharmacy — widely available across Wisconsin
• Walgreens — strong presence in urban and suburban areas
• Walmart — great selection and competitive prices
• Dollar General — especially convenient in rural Wisconsin
• Online catalogs — OTC Health Solutions, NationsOTC, plan-specific portals

Most Popular OTC Products in Wisconsin

Based on purchasing patterns from WI Medicare Advantage members:

1. Daily multivitamins and vitamin D supplements
2. Pain relievers (acetaminophen, ibuprofen)
3. Blood pressure monitors
4. First aid supplies and bandages
5. Allergy medications
6. Dental care products
7. Digestive health supplements
8. Sunscreen and skin care

Q2 2026 Deadline

Your Q2 2026 OTC allowance covers April 1 through June 30. Unused balances do NOT roll over to Q3. Plan your purchases early to make sure you use your full benefit before the quarter ends.

Need Help With Your OTC Benefit in Wisconsin?

MY OTC helps Medicare Advantage members in WI understand and maximize their OTC benefits. Whether you need help finding eligible products, checking your balance, or understanding your plan's coverage, we're here to help.