Humana OTC Card 2026: Complete Guide to Your Benefits
What Is the Humana OTC Card?
If you have a Humana Medicare Advantage plan, you likely receive an OTC (Over-the-Counter) benefit card. This card gives you a set amount of money each quarter to purchase health-related products — no prescription needed.
In 2026, Humana offers between $25 and $200+ per quarter depending on your specific plan, with most plans falling in the $50-$100 range.
How Much Do You Get?
| Plan Type | Quarterly Amount | Annual Total |
|---|---|---|
| Humana Gold Plus | $50 | $200 |
| Humana Honor (D-SNP) | $100-150 | $400-600 |
| Humana Choice PPO | $25-75 | $100-300 |
| CenterWell plans | $75-200 | $300-800 |
Important: Your OTC benefit does not roll over between quarters. If you don't use your Q2 benefit by June 30, you lose it. Learn more about Balance Rescue to make sure you never lose a penny.
Where Can You Use Your Humana OTC Card?
- Walmart: In-store at the OTC section, or online at Walmart.com
- CVS: In-store with your OTC card at eligible aisles
- Walgreens: Selected locations accept Humana OTC cards
- CenterWell Pharmacy: Humana's own pharmacy — online and by phone
- OTC Health Solutions: Online catalog at eligible OTC products
What Products Are Covered?
Your Humana OTC card covers FDA-approved over-the-counter health products:
- Pain relief (Tylenol, Advil, Aspirin)
- Vitamins & supplements (multivitamins, Vitamin D, calcium)
- First aid supplies (bandages, antiseptic, thermometers)
- Digestive health (antacids, fiber, probiotics)
- Allergy & cold medicine (Zyrtec, Mucinex, Claritin)
- Dental care (toothbrushes, toothpaste, denture cream)
- Skin care (sunscreen, moisturizer, anti-itch cream)
How to Activate Your Card
- Call 1-800-457-4708 (TTY: 711) to activate by phone
- Or visit MyHumana.com and go to Benefits → OTC
- Your card arrives pre-loaded — activation confirms your identity
Check Your Balance
Three ways to check your Humana OTC balance:
- Online: Log in to MyHumana.com → Benefits → OTC Balance
- Phone: Call the number on the back of your card
- In-store: Ask the cashier to check before you shop
Read our full OTC Benefit Guide or Humana carrier page for more details.
Never Lose Your OTC Benefit Again
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