What Can You Buy with Your OTC Card?
Your Medicare Advantage OTC benefit covers hundreds of health products. Here's the complete breakdown for 2026:
- Pain Relief: Acetaminophen, ibuprofen, aspirin, topical creams, heating pads
- Cold & Flu: Cough syrup, decongestants, throat lozenges, vapor rub
- Digestive Health: Antacids, fiber supplements, probiotics, laxatives
- Vitamins: Multivitamins, vitamin D, calcium, B12, iron
- First Aid: Bandages, antiseptic, gauze, medical tape, thermometers
- Dental: Toothbrushes, toothpaste, denture adhesive, mouthwash
- Eye Care: Reading glasses, eye drops, lens cleaners
- Diabetes: Glucose monitors, test strips, lancets, diabetic socks
- Skin Care: Sunscreen, moisturizer, antifungal cream
- Incontinence: Adult diapers, pads, protective underwear
Items NOT Covered
Cosmetics, beauty products, food items (unless plan includes grocery benefit), and prescription medications are not covered by OTC benefits.