Q2 2026 OTC Benefit: Don't Miss the June 30 Deadline

If you have a Medicare Advantage plan with OTC benefits, your Q2 2026 allowance is active now through June 30, 2026. Any unused balance will NOT carry over to Q3 — it simply disappears. Here's how to make sure you use every dollar.

Key Dates for Q2 2026

• Benefit Start: April 1, 2026
• Benefit End: June 30, 2026
• Recommended Order By: June 15, 2026 (allows shipping time)

How to Check Your Balance

1. Call the number on your insurance card — ask for your "OTC quarterly allowance balance"
2. Log into your plan's member portal — look for "OTC Benefits" or "Supplemental Benefits"
3. Use the MY OTC tool — enter your plan information and we'll show your estimated allowance

Best Products for Summer (Q2)

As the weather warms up, consider ordering seasonally appropriate products with your Q2 benefit:

• Sunscreen — SPF 30+ (FDA-approved, OTC-eligible)
• Insect repellent — DEET or picaridin-based
• Hydration supplements — Electrolyte packets
• Allergy medicine — Antihistamines for spring allergies
• Eye drops — For dry eyes from sun and wind
• Foot care — Moisturizing cream for sandal season

What Happens If I Don't Use It?

Nothing happens — and that's the problem. Your unused Q2 benefit simply expires on June 30. You can't use it in Q3, you can't save it, and you can't convert it to cash. It's a "use it or lose it" benefit.

Think of it this way: if someone offered you $50-$100 worth of free health products every 3 months, would you say no? That's exactly what you're doing when you don't use your OTC benefit.

Order Your Q2 Box Today

The easiest way to use your full benefit is to order a pre-assembled health box from MY OTC. We handle product selection, pricing optimization, and free shipping — you just tell us your plan and we do the rest.